Tauck Travel Protection

Protect your travel investment with one of Tauck's travel protection plans. When you purchase Tauck's Guest (land journeys), Cruise, Train and Event Protection plans you will help protect you and your family against certain unexpected circumstances and emergencies – before, during and after your long-awaited trip. Enjoy peace of mind for unexpected circumstances you could encounter.

There are many benefits to Tauck's Travel Protection plans: 

• Money-back Refund – while many tour operators are moving to "future travel credits" that aren't redeemable for cash, Tauck continues to provide money-back refunds based on the original form of payment. 
  
  
• Cancel for Any Reason – When you buy our protection plans the cancellation benefit goes beyond our insurance partners covered reasons. The Tauck Cancellation Waiver allows you to cancel your trip for any reason and receive up to 100% of the cost paid for land tours and up to 50% for cruises, train trips and events. See details below.
  
  
• Fees and Premiums Not Based on Age – Unlike other travel protection plans, there are no forms to fill out and the cost of your plan is not based on your age or other personal information.

Complete program terms, conditions and exclusions can be found in the documents featured in the links at the bottom of this page. When choosing Tauck's travel protection, Trip Cancellation benefits are effective the day of the plan purchase.

Tauck Travel Protection plans include the following:

Worldwide Emergency Assistance - When you travel with Tauck you are never alone. A Tauck dedicated 24-hour emergency assistance hotline for Tauck guests for medical and other travel–related problems. Services provided in partnership with Carefree Travel.

Tauck Travel Protection plans can cover losses caused by COVID-19 – COVID-19 is treated the same as any other illness in Tauck's Travel Protection plans. If you contract COVID-19 after you purchase Tauck's Travel Protection plan and cannot travel by your planned departure date, Trip Cancellation benefits may apply. Trip Delay benefits may apply if COVID-19 causes you to be quarantined*.

With the uncertainty of COVID-19, some countries have implemented insurance coverage requirements to enter their countries, yet not all insurance providers provide COVID-19 travel protection. To respond to these concerns, plan benefits for trip delay and medical coverages have been increased.

Trip Interruption – if you must interrupt your trip for covered reasons, Tauck's plans provide reimbursement to catch up to your tour or return home.

Medical Expenses – reimburses covered medical expenses incurred in the event you become injured or sick during your trip.

Baggage / Personal Effects Protection – provides reimbursement in the event your luggage or personal effects are lost, stolen, damaged or delayed during your trip.

Travel Delay – provides reimbursement for missed, prepaid Tauck travel arrangements and reasonable expenses for meals, taxi fares, essential telephone calls, local transportation and lodging, if you are delayed by a common carrier, quarantined*, natural disaster, unannounced strike, or other reasons as cited in the travel protection documents.

Trip Cancellation – if you need to cancel your trip for any covered reason, prior to the scheduled departure date, these plans provide reimbursement for reasons that include sickness or injury to yourself, an immediate family member, or your traveling companion. The Tauck Guest Protection plan reimburses unused, prepaid, non-refundable airfare up to your total air ticket cost. The Tauck Cruise/Event/Train Protection plans reimburse unused, prepaid, non-refundable payments or deposits for your trip up to your total trip cost. 

The Tauck Cancellation Waiver goes beyond the reasons for cancellation as covered by our insurance partner and will reduce or eliminate the regular cancellation fees when you cancel for any reason, provided you  notify Tauck of your cancellation prior to the departure of your trip:

• Tauck's Guest Protection Plan for land journeys provides 100% protection of your tour price paid – and you can cancel up until the day before departure with a full refund of the money paid to Tauck. 
  
  
• Tauck's Cruise Protection Plan refunds your full cruise price paid when cancellation occurs 120 days before departure; with a loss of 25% of the cruise price 119 – 60 days before departure; and with a loss of 50% of the cruise price 59 - 1 day before departure. 
  
  
• All refunds provide money back to the original form of payment. Certain terms and conditions apply.

Airfare costs may be covered under the Trip Cancellation benefits provided by our insurance partner and noted above.

Please Note – Plans can be purchased up until final payment for your trip and the cost is refundable for 10 days after the purchase of the plan.  After the 10-day grace period, the cost of the plan is nonrefundable regardless of the reason for cancellation. To be eligible for the Pre-Existing Medical Condition Exclusion Waiver, plans must be purchased within 10 days of the date your initial payments or deposits for your trip is received and you are medically able and not disabled from travel at the time your plan is purchased. Note to New York residents: You are not required to purchase the Travel Insurance benefits in order to purchase the non-insurance Cancellation Waiver provided by Tauck. If you would like to purchase the Cancellation Waiver only, please contact Tauck directly. Prices vary per tour; see specific tour pages in our brochures or on tauck.com for pricing.

*Quarantined means You or Your Traveling Companion, Family Member, or Travel Partner are forced into strict medical isolation by a recognized government authority, their authorized deputies, medical examiners or Physician to prevent the spread of the disease due to You or Your Traveling Companion, Family Member, or Travel Partner either having, or being suspected of having a contagious disease, infection or contamination while traveling outside of his/her country of Primary Residence.

For specifics of each of our protection plans, click on the below: 

Tauck Domestic Guest Protection (US and Canada Land Tours)

Tauck Domestic Cruise & Event Protection 

Tauck International Guest Protection (Land Tours)

Tauck International Cruise, Train & Event Protection


To obtain your state-specific plan documentation that contains the complete terms, conditions, limitations and exclusions of the plan, visit https://www.affinitytravelcert.com/docs/TACGPPDOM

This content contains highlights of the plans, which include travel insurance coverages underwritten by United States Fire Insurance Company under form series T7000 et.al, T210 et. al. and TP-401 et. al. The Crum & Forster group of companies is rated A (Excellent) by AM Best 2020. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The plans also contain non-insurance Cancellation Waiver(s) provided by Tauck and non-insurance Travel Assistance Services provided by CareFree Travel AssistanceTM. Coverages may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan, including an exclusion for pre-existing conditions. In most states, your travel retailer is not a licensed insurance producer/agent and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions, and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number: 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components. Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Aon Affinity. Aon Affinity is the brand name for the brokerage and program administration operations of Affinity Insurance Services, Inc. (TX 13695); (AR 100106022); in CA & MN, AIS Affinity Insurance Agency, Inc. (CA 0795465); in OK, AIS Affinity Insurance Services, Inc.; in CA, Aon Affinity Insurance Services, Inc. (CA 0G94493), Aon Direct Insurance Administrators and Berkely Insurance Agency and in NY, AIS Affinity Insurance Agency. Aon Affinity | 900 Stewart Avenue, Garden City, NY 11530 | 1.866.808.7352 | travelprotect@aon.com